Last Updated: October 01, 2025
These Terms & Conditions (“Terms,” “Terms of Use”) govern your access to and use of the Site and any services offered by Fluent Capital / Fluent Advantage (the “Company,” “we,” “us,” or “our”). By accessing or using the Site or registering for our Services, you agree to be bound by these Terms. If you do not agree, do not use the Site.
1. Acceptance of Terms
You represent that you have full legal capacity to enter into these Terms. If you access the Site on behalf of a legal entity, you represent you have authority to bind that entity. You agree to comply with all applicable local, provincial, state, national, and international laws, rules, and regulations.
2. Eligibility / Restrictions
You must be of legal age in your jurisdiction and capable of forming a binding contract
You must not use the Site for any unlawful or unauthorized purpose
You must provide accurate, current, and complete information in any registration or application
If you are subject to investment regulations (e.g. accredited investor rules), you agree that you meet the relevant criteria and will supply documentary evidence where required
We reserve the right to deny access or refuse service at our discretion, without liability.
3. Disclaimer — No Investment Advice / No Offering
The content, information, materials, and services on this Site (including webinars, reports, analyses) are for informational and educational purposes only. They do not constitute investment, legal, tax, or financial advice, and should not be construed as an offer, solicitation, or recommendation to invest, buy, or sell any securities or financial products.
Any decision you make based on the content is your responsibility. You should consult qualified professionals (legal, tax, financial) before investing.
Past performance is not indicative of future results; returns are not guaranteed.
We make no representation or warranty that the Site’s content is accurate, complete, timely, or error-free. We may correct errors, update content, or change features without notice.
4. Intellectual Property
The Site (and associated content, design, code, materials, trademarks, logos) are owned or licensed by us. All rights reserved.
You may use the Site for your personal, non-commercial use only. You may not reproduce, copy, modify, distribute, publish, display, transmit, or derive works from the Site’s content except as expressly permitted.
You agree not to engage in scraping, data mining, reverse engineering, deep linking, framing, or unauthorized use of our systems or content.
5. User Content / Contributions
If you submit content (comments, feedback, forum posts, etc.), you grant us a perpetual, irrevocable, royalty-free, worldwide license to use, copy, adapt, distribute, publish, and display such content in any media.
You are solely responsible for anything you submit, and agree not to post unlawful, defamatory, infringing, or harmful content.
6. Third-Party Links / Resources
The Site may link to third-party websites, services, or content. We are not responsible for their content, availability, or practices. Links do not imply endorsement. You access them at your own risk.
7. Disclaimers / Limitation of Liability
To the fullest extent permitted by law, the Company and its officers, directors, employees, affiliates, agents, and licensors (the “Company Parties”) disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, non-infringement, uninterrupted operation, etc.
The Company Parties are not liable for any direct, indirect, incidental, special, punitive, or consequential damages (including loss of profits, data, goodwill, business interruption) arising out of your use or inability to use the Site or reliance on its content, regardless of cause, even if advised of the possibility of such damages.
In jurisdictions where a limitation or exclusion of liability is not allowed, our liability is limited to the maximum extent permitted by law.
8. Indemnification
You agree to indemnify, defend, and hold harmless the Company Parties against any claims, liabilities, damages, losses, costs, or expenses (including legal fees) arising out of or relating to:
your breach of these Terms
your use of the Site
your violation of any rights of third parties
your conduct or content submissions.
9. Termination / Suspension
We may suspend or terminate your access or use of the Site (or any part) at any time, with or without cause or notice.
Sections regarding disclaimers, limitations of liability, indemnification, intellectual property, governing law, etc., survive termination.
10. Modifications of Terms
We may modify or revise these Terms at any time by posting updated Terms on the Site. Continued use by you after changes constitutes acceptance of the new Terms. You should review Terms periodically.
11. Governing Law / Dispute Resolution
These Terms are governed by and construed in accordance with the laws of [choose a jurisdiction: e.g. Ontario, Canada / State of Delaware / State in U.S. / or where your company is incorporated], without regard to conflict of law principles.
Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Site shall be resolved through binding arbitration (or court) in that jurisdiction (or via mutually agreed arbitration).
You agree that any legal action shall be brought only in those courts (or arbitration settings) and you waive any other venue.
12. Severability
If any provision is held invalid or unenforceable, the remaining provisions will remain in effect and enforceable.
13. Entire Agreement
These Terms, together with any additional written agreements between you and the Company, constitute the entire agreement regarding your use of the Site, superseding any prior or contemporaneous agreements, proposals, or communications.
14. Notices
We may send notices by email, via the Site, or by posting. You agree that any notice so delivered is effective. Notices to us may be sent to our contact address (see below).
15. Miscellaneous
No waiver: failure to enforce a right doesn’t constitute waiver of that right
Assignment: you may not assign these Terms without our consent; we may freely assign
Force majeure: we aren’t liable for delays or failure caused by events beyond our control
Relationship: nothing in these Terms creates a partnership, joint venture, employment, or agency relationship
Contact Information
101A - 180 Bass Pro Mills Drive
Vaughan ON L4K 0B9
Phone: 416-303-9300